If you wish to know more about all the Moniepoint USSD Codes that enables you to transfer money, recharge your phone, buy data, check your account balance and pay for goods and services from your Moniepoint account then you will be guided in this post. The good news is that you don’t need an internet enabled smartphone to be able to use Moniepoint USSD Code, any mobile phone and the SIM linked to your bank account is just enough.
Without any doubt, Moniepoint is one of the leading online microfinance banks in Nigeria and across other African countries offering a range of USSD short codes that make banking easier for its customers. Whether you need to check your account balance, transfer money or even pay bills, Moniepoint’s USSD codes offer a simple, quick, and secure way to manage your finances right from your mobile phone.
What is a USSD Code?
Unstructured Supplementary Service Data (USSD) is a technology that allows you to access various services through a short code, usually starting with an asterisk (*) and ending with a hash (#). Unlike mobile banking apps that require internet access, USSD codes work on any type of mobile phone and do not require an internet connection, making them accessible to a broader range of customers.
How to Register for Moniepoint USSD Banking
Before you can use Moniepoint’s USSD codes, you need to register for USSD banking. Here’s how to get started:
- *Dial *5573#: This is the main USSD code for Moniepoint. Dial it on your registered mobile number.
- Follow the on-screen prompts: You will be prompted to simply login to the “moniepoint app” >> “Settings” >> “Toggle on USSD” and your USSD banking registration is complete.
List of Moniepoint USSD Codes and Their Functions
Below is a comprehensive list of Moniepoint USSD codes and what each of them does:
1. Account Balance Inquiry – *5573*5#
- To check your account balance, simply dial *5573*5# on your mobile phone.
- Then select your account from the drop down, then your account balance and your account number will show.
2. Money Transfer to Moniepoint Accounts – *5573*1*Amount*Account Number#
Transferring money to another Moniepoint account is straightforward. Just dial *5573*1*Amount*Account Number#, enter your PIN, and the money will be transferred instantly. For example, to send ₦10,000 to an account number 1234567890, you would dial *5573*1*10000*1234567890#.
3. Money Transfer to Other Banks – *5573*2*Amount*Account Number#
To transfer money to accounts in other banks like Opay, Palmpay etc, dial *5573*2*Amount*Account Number#. After entering your PIN, the transaction will be processed, and the recipient will receive the money.
4. Airtime Recharge for Self – *5573*Amount#
Running out of airtime? You can top up your phone directly from your Moniepoint account. Dial *5573*Amount# (e.g., *5573*500# for ₦500) to recharge your line.
5. Airtime Recharge for Others – *5573*Amount*Phone Number#
You can also buy airtime for friends and family by dialing *5573*Amount*Phone Number#. For example, *5573*200*08012345678# will recharge ₦200 to the specified phone number.
6. Data Recharge for Self – *5573*4#
Running out of data? You can top up your mobile data directly from your Moniepoint account. Dial *5573*4# to recharge your line.
7. PIN Reset – *5573*6#
If you forget your PIN or need to reset it for any reason, dial *5573*6#. You will be asked to enter some security information before you can set a new PIN.
8. Block ATM Card – *5573*7#
If your ATM Card got stolen or you need to block it for any reason, dial *5573*7#. You will be asked to enter some security information before you can block it.
9. Block Bank Account – *5573*911#
If your phone was stolen or your financial details got into the wrong hands? You can block or unblock your account(s), if you have a friend/family member who has access to the Moniepoint USSD channel by dialing this code *5573*7#.
10. Retrieve OTP – *5573*73Code#
You can scale through extra verification and easily retrieve OTPs from any OTP service provider by dialing this USSD code *5573*73Code#, with your registered phone number.
| Function | USSD Code | Description |
|---|---|---|
| Account Balance Inquiry | *5573*5# | Check your account balance. |
| Money Transfer (Moniepoint) | *5573*1*Amount*Account Number# | Transfer money to another Moniepoint account. |
| Money Transfer (Other Banks) | *5573*2*Amount*Account Number# | Transfer money to accounts in other banks. |
| Airtime Recharge (Self) | *5573*Amount*Phone Number# | Recharge your own mobile number. |
| Airtime Recharge (Others) | *5573*Amount*Phone Number# | Recharge another mobile number. |
| Data Recharge (Self) | *5573*4# | Topup data on your own mobile number. |
| PIN Reset | *5573*6# | Reset your USSD banking PIN if forgotten or compromised. |
| Block ATM Card | *5573*7# | Block your Moniepoint ATM card via USSD. |
| Block Bank Account | *5573*911# | Block your Moniepoint Bank account via USSD. |
| Retrieve OTP | *5573*73Code# | Easily retrieve OTPs from any OTP service providers. |
This table provides a quick overview of the key USSD codes and their respective functions, making it easier for you to navigate Moniepoint’s mobile banking services.
Benefits of Using Moniepoint USSD Codes
- Convenience: USSD codes allow you to perform banking transactions anytime and anywhere, without the need for internet access.
- Speed: Transactions are processed instantly, saving you time to look for internet access.
- Security: every transaction requires your PIN, ensuring that your account remains very secure.
- Accessibility: USSD codes work on any mobile phone, regardless of whether it is a smartphone or a basic feature phone for only calls.
Frequently Asked Questions (FAQs)
Q1: Is there a charge for using Moniepoint USSD codes?
Yes, there is a small fee for certain transactions such as money transfers. However, checking your account balance and recharging airtime may be free or have a minimal charge depending on your network provider.
Q2: Can I use the USSD service on any network?
Yes, Moniepoint USSD codes are available on all major Nigerian networks, including MTN, Glo, Airtel, and 9mobile.
Q3: What happens if I enter the wrong PIN?
If you enter the wrong PIN multiple times, your USSD service may be temporarily blocked for security reasons. You can reset your PIN by following the PIN reset procedure dial *5573*6#.
Q4: Is the service available outside Nigeria?
Moniepoint USSD banking services are primarily for customers within Nigeria. However, you may be able to access some services if you are roaming.
Moniepoint’s USSD codes offer a reliable and secure way to manage your finances on the go. Whether you need to transfer funds, check your balance, pay bills, or even retrieve an Otp, these short codes provide a quick and convenient solution. Make sure to memorize the codes that are most relevant to you, and enjoy the convenience of banking at your fingertips.
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